Getting a mortgage loan doesn’t have to be intimidating. We’ve made it easy to learn about the types of home loans available and get pre-qualified online.
Your Biggest Investment, Made Easy
At Bank of Tennessee: Mortgage Loan Office, we take pride in offering the personalized service of a community bank while giving you access to all the resources of larger banks. Our mortgage lending process is no exception.
We can help you get a loan for:
- Refinancing Your Home
- Buying a Home
- New Construction
Fixed-rate mortgages offer the stability of monthly payments in a variety of terms. Planning on staying in your home for a while? This loan is an excellent option for you. It’s a great way to combat rising interest rates over time.
Adjustable Rate Mortgages (ARM)*
An adjustable-rate mortgage is worth considering if you don’t plan to be in your current home for long and expect mortgage rates to decrease after your ARM period is complete.
Offered through the Federal Housing Administration (FHA), an FHA loan is an affordable option when you want a smaller down payment, lower closing costs, and with limited credit reporting to credit agencies.
If you are an eligible service member, including active-duty personnel, reservist, veteran or eligible family member, VA loans are an excellent option, providing up to 100% financing.
USDA loans are great for a homebuyer purchasing a home in a rural area with less cash available upfront for a down payment and closing costs. USDA loans are available from the United States Department of Agriculture Rural Development Department.
THDA loans are great for a first-time homebuyer purchasing with limited credit experience and less money available for a down payment and closing costs.
Home Equity Line of Credit*
A Home Equity Line of Credit is the checkbook that lets you access the equity built into your home – any time, for any purchase.
Construction and Rehab Loans*
This loan program allows for the construction of a primary residence or to rehab your existing home.
Let's Get Started
Our mortgage lender in Mount Juliet, TN, exists to improve the financial health and well-being of our customers and our communities. See if you pre-qualify for a mortgage loan with Bank of Tennessee: Mortgage Loan Office by apply online today!Apply Online